Mortgage Loans

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Loan Officer Search Results

The Baycoast Mortgage Company, LLC Loan Officers that meet your search criteria are listed below.

Click on the name of the Loan Officer you want to work with and you'll be directed to their personalized web site where you can complete a secure online application. You may also contact our Loan Officers by phone or e-mail.

NMLS #504577

Tammy King
VP SENIOR LOAN OFFICER

330 Swansea Mall Drive
Swansea, 02777

Cell 774-563-3897

Email: tking@baycoastbank.com

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Tammy King joins BayCoast Mortgage Company as Vice President, Senior Loan Officer. In this role, she originates residential loans, including purchase, refinance, construction and land loans, specializing in the Martha’s Vineyard, Cape Cod, and Nantucket markets.

Tammy brings 20 years of experience to BayCoast Mortgage as a residential mortgage lender, most recently with Martha’s Vineyard Savings Bank. She was named a Top Individual Lender in Dukes County from 2016-2021 by Banker & Tradesman. She feels incredibly fortunate to help people realize their dream of homeownership.

A graduate of the University of Phoenix with a Bachelor’s degree in Management, Tammy is a resident of Vineyard Haven, Massachusetts. Read more about Tammy.
NMLS #22580

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330 Swansea Mall Drive
Swansea, MA 02777

Office: 508-646-0800

Fax: 508-742-4777

Email: applynow@baycoastbank.com

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NMLS #2019533

Marissa Botelho
MORTGAGE LOAN SALES ASSISTANT

330 Swansea Mall Drive
Swansea, MA 02777

Cell: 774-301-1842

Office: 508-675-4481

Email: mbotelho@baycoastbank.com

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NMLS #33150

Stephan Cabral
Vice President & Sr. Loan Officer

330 Swansea Mall Drive
Swansea, MA 02777

Office: 508-235-9418
Cell Phone: 774-301-4469

Fax: 508-742-4777

Email: cabral@baycoastbank.com

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As the longest tenured member of BayCoast Mortgage Company, Stephan Cabral has become one of the top producing loan officers in the mortgage industry today. Based on extensive data collected by The Warren Group, publisher of The Commercial Record, Steve has been placed in the top 3 loan originators for the state of Connecticut based on loan volume and number of closed loans. Read more about Stephan.
NMLS #22580

Nicholas Liam Christ
BayCoast Mortgage President & CEO

330 Swansea Mall Drive
Swansea, MA 02777

Office: 508-235-9520
Cell Phone: 774-301-4604

Fax: 508-742-4777

Email: nlchrist@baycoastbank.com

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As Vice President and Branch Sales Manager, Nicholas joined BayCoast Mortgage in the summer of 2015. He has exceled in residential mortgage lending for over a decade and prides himself on providing excellent customer service while understanding each borrower’s unique situation. He has extensive knowledge in FNMA, JUMBO, VA, FHA, and HARP products to provide the best possible solution to meet each borrower’s need. His goal is to help each borrower accomplish their financial and homeownership goals.Nicholas is a 2005 graduate of Brown University with B.A. in Business Economics.
NMLS #16980

Maria Fernandes
VP Senior Loan Officer

330 Swansea Mall Drive
Swansea, MA 02777

Cell: 774-562-0002

Email: mfernades@baycoastbank.com

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Knowledgeable. Outstanding communicator. A true expert. These are just a few words clients have used to describe Maria R. Fernandes, a seasoned lending professional who joined BayCoast Mortgage in September of 2024 as Vice President, Senior Loan Officer. She previously served as Assistant Vice President, Senior Loan Officer, for Embrace Home Loans in Newport, Rhode Island.
Fernandes brings 32 years of experience to BayCoast Mortgage, including expertise in the areas of loan origination, underwriting, and portfolio management. Read more about Maria.
NMLS #455034

Kevin Fitzpatrick
Loan Officer

330 Swansea Mall Drive
Swansea, MA 02777

Cell: 508-468-4054

Fax: 508-742-4777

Email: kfitzpatrick@baycoastbank.com

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Kevin Fitzpatrick joined BayCoast Bank with almost 10 years of experience in loan closings, designing and implementing special portfolio programs and working closely with first-time homebuyers. Prior to joining BayCoast Bank, Fitzpatrick was a Residential Loan Originator with The Community Bank, now part of Eastern Bank, in Brockton.
As a Mortgage Officer, Kevin will be responsible for originating residential loans, including working with first-time homebuyers, and handling residential investment properties. He con-centrates on building loan relationships in Southeastern Massachusetts and Rhode Island. Read more about Kevin F.
NMLS #772868

Daniel P. Kirschner
Vice President; Team Leader

330 Swansea Mall Drive
Swansea, MA 02777

Cell Phone: 774-230-7750

Fax: 508-742-4777

Email: dkirschner@baycoastbank.com

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Dan Kirschner has over 18 years in the mortgage lending business. His honesty and integrity, combined with an extremely deep understanding of the mortgage industry and loan products have propelled him to be a market leader in loan volume for several years running. The majority of his business comes from repeat clients and referral business, which speaks to his ability to educate his buyers, empathize with each situation and give sound advice within the real estate lending world.

Dan is a graduate of Liberty University with a B.A in Business, he is actively involved with his church, and is married with 4 children. When he is not working, he enjoys playing basketball and spending time with family and friends.
NMLS #5350

Debra Lambert
Sr Lending Officer

330 Swansea Mall Drive
Swansea, MA 02777

Cell: 508-971-1886
Fax: 508-730-6447

Office: 508-235-9422

Email: dlambert@baycoastbank.com

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Debra Lambert, a seasoned professional with over 25 years of experience, joined BayCoast Mortgage as a Senior Loan Officer in January of 2024. She takes pride in developing meaningful relationships with clients, providing expert guidance to navigate the mortgage process, helping them achieve their homeownership goals.

Before joining the BayCoast family, Debra was the Owner and Mortgage Originator for Accutrust Mortgage in Fall River, MA. She also held key roles at Trident Mortgage and GMAC Mortgage, contributing to her extensive industry expertise. Read more about Debra.
NMLS #1629071

Daniel Long
First Vice President Team Lead

330 Swansea Mall Drive
Swansea, MA 02777

Office: 508-235-9536
Cell Phone: 774-301-1897

Fax: 508-742-4777

Email: dlong@baycoastbank.com

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Daniel Long has more than 13 years’ experience in the mortgage banking and real estate industries. As a Mortgage Loan Officer, he will work closely with clients to provide education and support for selecting the right type of loan.
Long is a graduate of Wesleyan University with a B.A. in English. He is a sitting board member of the Lions Club of Fall River. Dan currently resides in Fall River, MA with his wife and their two children. He is actively involved in youth baseball and basketball in the greater Fall River area and when not volunteering enjoys activities and time spent with friends and family.
NMLS #158651

Timothy Long
VP Senior Loan Officer

330 Swansea Mall Drive
Swansea, MA 02777

Office: 508-235-9521
Cell Phone: 401-864-3068

Fax: 508-742-4777

Email: tlong@baycoastbank.com

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Timothy Long has been in the mortgage industry since 2009. His drive and motivation to help others has led him to become a top producer, while maintaining a 98% customer service satisfaction rating. Tim has helped homeowners all over the country and knows what it takes to find the right solution and create a positive experience for the customer.

Tim was born and raised in Fall River, MA where he still lives today with his beautiful wife Tiffany and his three children Kingston, Lola and Jagger. Outside of work he enjoys playing golf, basketball and of course spending time with his family. He has help many of his friends and family secure new homes and/or refinance into better financial positions and looks forward to creating many new relationships.
NMLS #2291439

Connor McKnight
Loan Officer Assistant

330 Swansea Mall Drive
Swansea, MA 02777

Cell 774-644-9762
Fax 508-742-4777

Office 508-235-9483

Email: cmcknight@baycoastbank.com

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Connor W. McKnight is a Loan Officer Assistant with BayCoast Mortgage, a position he has held since the winter of 2021. In this role, he provides key support for several Loan Officers on the BayCoast Mortgage team. Prior to his employment at BayCoast, Connor held the position of supervisor at Narragansett Town Beach located in Narragansett, Rhode Island, where he currently resides.

Connor is a proud graduate of Narragansett High School where he was a three-sport captain in hockey, lacrosse and football. After graduation, he attended college in Florida at the University of Tampa, where he achieved his Bachelor’s degree in Finance.

When not at work, Connor spends quality time with his family, including his two nieces. In addition to his love of hockey, he also enjoys playing golf, reading and going to the beach.
NMLS #485411

Pamela McLain
VP Senior Loan Officer

330 Swansea Mall Drive
Swansea, MA 02777

Cell: 508-801-2987

Email: pmclain@baycoastbank.com

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Pamela McLain joined BayCoast Mortgage in May 2024 as Vice President, Senior Loan Officer. With more than 25 years of experience in the financial industry, she is proud to help customers navigate the mortgage process by educating them on their financing options for residential purchases. She is also ready to assist clients with refinance, construction and land loans.
Exceptional customer service is a top priority for Pamela, who believes in offering personalized assistance for her clients. Whether it is a first-time homebuyer, or a client looking to finance a second home, Pamela looks forward to helping the members of our community reach their homeownership goals. Read more about Pamela.
NMLS #9353

Peter Mello
Loan Officer

330 Swansea Mall Drive
Swansea, MA 02777

5082359588 508-235-9588

Email: pamello@baycoastbank.com

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Peter is a highly experienced mortgage lending expert with over two decades of experience. He has a keen eye for detail, and his commitment to delivering innovative financing solutions to his clients, regardless of the complexity of their requirements, is a testament to his passion for helping people.

With an accounting degree from Providence College, Peter is dedicated to staying current on industry trends. Renowned for his professionalism, Peter takes pride in guiding clients to achieve their homeownership objectives while delivering exceptional service throughout the entire mortgage process.

A resident of Rehoboth, Massachusetts, Peter actively participates in the local community as a member of the Rehoboth Gardening Club.
NMLS #32209

James H Rafuse Jr.
Senior Loan Officer

330 Swansea Mall Drive
Swansea, MA 02777

Office: 508-235-9517
Cell Phone: 774-301-3025

Fax: 508-742-4777

Email: jrafuse@baycoastbank.com

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Jay is a seasoned mortgage professional with over 26 years of experience as a loan officer and broker/owner. He is a Marketing graduate of the University of Central Florida and a former U.S. Air Force officer. He takes pride in delivering total quality customer service and cutting edge rates and programs to each and every client. Astute of the market, he religiously monitors mortgage backed securities and advises clients regarding rate lock decisions. While away from the office, Jay enjoys spending time with his three girls, Erin, Kirsten and Sophia. He lives in Clearwater, FL and frequently travels back to his home away from home: Scituate, MA.
NMLS #2082712

Antonio Slaughter
MORTGAGE LOAN SALES ASSISTANT I

330 Swansea Mall Drive
Swansea, MA 02777

Cell 508-243-3532

Email: aslaughter@baycoastbank.com

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NMLS #833198

David Viglucci
AVP, Senior Loan Officer

330 Swansea Mall Drive
Swansea, MA 02777

Office: 508-235-9421
Cell Phone: 774-301-4470

Fax: 508-742-4777

Email: dviglucci@baycoastbank.com

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David joined BayCoast Mortgage as a Loan Officer in the fall of 2011. Since then he has excelled in all aspects of residential mortgage lending. His professionalism and honesty has led him to stand out among his peers. David prides himself on providing quality customer service while educating his clients about the mortgage process. His primary goal is to help each borrower accomplish all their mortgage needs in a seamless fashion as possible.
After relocating from Fairfield County Connecticut, David has adopted many new hobbies such as golf and cycling. In the summer you will find him bouncing from town to town on his bike. Come winter, you can count on seeing him on the slopes!
NMLS #5826

Marc Walz
VP, Senior Loan Officer

330 Swansea Mall Drive
Swansea, MA 02777

Office: 774-301-3326
Cell Phone: 508-241-8527

Email: mwalz@baycoastbank.com

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Marc is a trusted mortgage advisor and proven top professional. He is proactive, serious, and passionate about his work. His career started in Boston Massachusetts Financial District on Congress Street as a lending broker in the late 80’s; before credit scoring and computers coming of age using old-fashioned, handwritten financial risk analysis to lend. Marc has been in the mortgage industry since then for more than 23 years, most recently with a large national bank on State Street in Boston lending in a specialized market for high volume jumbo portfolio mortgages, condos, and new construction mortgages. Marc has received numerous mortgage loan origination awards over his career, as well as served on multiple Chambers and Realty Boards. Marc is originally a native of Swansea and currently resides in Westport MA with his wife, 3 children, and a dog named Odie.
NMLS #1031800

Steven Yokell
Loan Officer

330 Swansea Mall Drive
Swansea, 02777

Office 508-235-9469
Cell 774-644-6814

Fax 508-742-4777

Email: syokell@baycoastbank.com

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Steven brings nearly three decades of experience to his position as Loan Officer for BayCoast Mortgage. In this role, he is responsible for the development of residential mortgages to best fit the needs of his customers.

Steven is passionate about helping individuals and families achieve their homeownership goals. He believes it is important to utilize his comprehensive industry background to provide customers with the best service possible.

Prior to joining BayCoast Mortgage, Yokell was with Santander Bank, NA where over the course of 28 years, he served in a variety of roles including Credit Analyst, Branch Manager and most recently as a Mortgage Development Officer.